Your Pay Your Way Ltd is a social enterprise based in Scotland and offering a programme of financial education. Our Vision To create a Scotland where people have a solid understanding of their personal finances and are equipped to make financial decisions with confidence. We aim to see: • a reduction in debt across Scotland • fewer people using borrowing for everyday expenses • an increase in households with savings • improved financial wellbeing across the country We believe that to achieve these goals and mitigate risks around poor financial judgement, people across Scotland must receive meaningful financial education and our programme offers just that. Our modules cover everything from the most basic concepts through to the more complicated monetary decisions. Our users include schools, youth groups, sport clubs, employers, training providers and other agencies working in areas such as employability. We work flexibly with you, adapting from a classroom-based workshop to a youth work approach to ensure everyone’s needs are met.